About Stripe
Overview
Stripe is a financial infrastructure platform that enables businesses of all sizes to accept payments, manage revenue, and move money globally. It serves enterprises, startups, SaaS platforms, and marketplaces with a single API and no-code tools.
Unlike traditional payment gateways or merchant account providers, Stripe combines payment processing, billing automation, fraud prevention, embedded financial services, and banking-as-a-service in one unified platform. It supports 135+ currencies and 100+ payment methods across 195 countries.
Key Benefits
- Process payments in 135+ currencies with 100+ payment methods through a single integration — from Alipay to iDEAL.
- Maintain 99.999% average historical uptime while handling 250 million+ API requests per day.
- Manage 200M+ active subscriptions through Stripe Billing with support for any recurring revenue model.
- Block fraud using machine learning trained on data across millions of companies — no additional integration required.
- Offer accelerated checkout with Link, which autofills customers' saved cards for faster conversion.
- Scale from first transaction to $1 billion — 50% of Fortune 100 companies have used Stripe.
How It Works
A developer creates a Stripe account, obtains API keys, and integrates one of Stripe's libraries or prebuilt UI components into their application. Customers enter payment details on a Stripe-hosted checkout page or embedded Elements form; Stripe tokenizes the data and processes the transaction. The business receives payouts to its bank account on a rolling, weekly, or monthly schedule, and manages all operations — refunds, disputes, reports — from the Stripe Dashboard.
Use Cases
- Enterprise retailers like URBN consolidate $5 billion in online and in-store revenue onto Stripe Payments and Terminal.
- SaaS platforms such as Linear use Stripe Billing to handle subscription management and recurring payments.
- AI startups including ElevenLabs and Browserbase implement usage-based billing with Stripe Metronome.
- Vertical SaaS platforms embed payments and financial services for their users using Stripe Connect.
- Online marketplaces like Instacart power payouts to 600K+ shoppers across 100K stores using Connect and Issuing.
- Global publishers such as Le Monde transition all digital and print payments to Stripe in under three months.
Why Choose This Product
Stripe suits any business that needs a scalable, global payment platform — from early-stage startups incorporating via Stripe Atlas to Fortune 100 companies managing billions in revenue. The standard per-transaction pricing has no monthly or setup fees, but businesses with high volume or unique models must contact sales for custom rates.
